🇸🇬 Built for Singapore & APAC payments compliance

Compliance tooling built
for APAC payment teams

ISO 20022, MAS PSA, AML screening, cross-border rails, vendor risk — all in one platform purpose-built for Singapore and the wider APAC region.

Built by someone who's done this job

PayOpsApp is built by Prasanna, a product manager with 16 years in banking, working hands-on with SWIFT messaging, AML compliance, and ISO 20022 migrations. The tools here come from firsthand operational experience — the problems he actually had to solve on the job — not a generic SaaS feature checklist built by people who've never worked payments ops.

Live regulatory intelligence

PayOps Pulse

The hottest movements in SWIFT, ISO 20022, MAS, AML & trade — in plain practitioner language.

Updated 3 Aug 2026
AML / Sanctions1 Aug

FATF wants your redlines on how banks are actually meant to implement the tougher R16 before the window shuts

The revised Recommendation 16 text was locked down back in June 2025, but the draft implementation guidance — the part that tells originating and beneficiary institutions what 'complete' payer/payee data looks like in practice — is still open for comment until 21 August, and FATF has explicitly said it wants pushback from payment operators, not just capital-city trade bodies. Compliance and payments-ops teams relying on secondhand R16 briefings should read the draft guidance itself, since the worked examples are where the real operational detail sits.

Everything you need to stay compliant

17 integrated tools covering MAS Notice, PSA, TRM, and APAC regulatory requirements.

ISO 20022 Validator

Validate MAS-format payment files instantly against Singapore PSA schema rules.

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Cutover Checklists

Collaborative go/no-go checklists for payment system migrations and cutover events.

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MAS Formatter

Map and export CSV data to the MAS 610 report format with reusable templates.

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Recon Engine

Reconcile two transaction data sources and triage exceptions with full audit trail.

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Incident Reporting

Log MAS-notifiable incidents with automated 24-hour deadline tracking.

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APAC Compliance

Browse regulatory requirements and build reports across 13 APAC countries.

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Cross-Border Tracker

Track FX payments against SWIFT, PayNow FPS and instant rail benchmarks.

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Vendor Risk Register

Assess and monitor third-party payment vendors against MAS TRM standards.

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AML Name Screening

Screen individuals and entities against curated watchlists with fuzzy match scoring.

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SWIFT MT→ISO 20022 Converter

Convert raw MT103 to pacs.008, MT202 to pacs.009, and MT700 to a trade finance LC summary, with a field-by-field mapping.

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Treasury Cut-off Clock

Live local-time reference for RTGS/payment system open and cut-off status across 10 currency centres, from Singapore MEPS+ to New York Fedwire, with example nostro correspondents.

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APAC Report Builder

Generate compliance reports across 13 APAC countries from 30+ templates spanning AML, Prudential, and Licensing categories.

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APAC Compliance Calendar

Track filing deadlines, AML reports, and compliance events across APAC with a rolling 60-day upcoming view.

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APAC Payment Rails

Reference local payment systems, cross-border rails, and scheme details for 13 APAC countries in one place.

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MAS PSA Compliance Reports

Generate and manage MAS Payment Services Act compliance reports and AML/CFT checklists.

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LC Tracker

Manage Letter of Credit lifecycle, documents, and trade finance workflows from creation to status tracking.

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Payment Repair Workshop

Paste any MT message to diagnose errors and get field-level fixes with auto-repair suggestions.

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