Expert guides on ISO 20022, MAS regulations, AML screening and payment operations — written for Singapore and APAC fintech teams.
Everything payment operations teams need to know about the pacs.008 FIToFICustomerCreditTransfer message — field structure, mandatory elements, common validation errors, and MAS expectations.
Read article →Step-by-step guide to MAS operational incident reporting under MAS Notice PSN05 and TRM guidelines — what qualifies, timelines, and how to write a report that avoids regulatory follow-up.
Read article →How to design AML name screening that satisfies MAS Notice 626 and 641 — covering sanctions lists, PEP databases, fuzzy matching thresholds, and how to reduce false positive rates without increasing compliance risk.
Read article →How to design payment reconciliation processes that handle the complexity of multi-rail APAC payments — covering break classification, matching hierarchy, exception management and MAS operational risk expectations.
Read article →The complete SWIFT MT to ISO 20022 migration checklist for Singapore banks and fintechs — covering message mapping, connectivity, testing, and MAS compliance steps before your go-live date.
Read article →A practical guide to Singapore's Payment Services Act 2019 licence categories — what each covers, which activities trigger licensing, and how to determine the right MAS PSA licence for your business.
Read article →How Singapore's FAST and PayNow payment rails work, the technical and licensing requirements for participation, and what payment operations teams need to know about reconciliation and fraud controls.
Read article →How to design, calibrate and document AML transaction monitoring rules that satisfy MAS Notice 626 and 641 — covering rule types, threshold setting, tuning methodology, and what MAS examiners look for.
Read article →Complete guide to ISO 20022 ExternalPurpose1Code values for APAC payment teams — which codes are mandatory, how MAS and SWIFT use them, and common mapping mistakes from legacy systems.
Read article →MAS Notice 626 guidance on periodic KYC review — what triggers a refresh, frequency by risk tier, what documentation to collect, and how to operationalise periodic review without overwhelming your compliance team.
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